Our Services

E-MAIL: Hello@businessfinancingtoday.com |

We have a 90% approval rate!

No matter your businesses size or situation, Business Financing Today ensures we have the proper product to pair you with.

BUSINESS LINE OF CREDIT:

A Business Line of Credit is an arrangement between a financial institution and a client that establishes the maximum loan amount the customer can borrow. Businesses use these loans to borrow on an as needed basis instead of taking out a fixed loan.

SBA LOAN:

An SBA Loan is partially granted by the U.S. Small Business Administration. This loan involves minimal risk to lenders and can be easier to obtain then other loans. The Requirements for an SBA Loan are: 2 Years of business and personal tax returns, a year-to-date profit & loss statement, a year-to-date balance sheet, and a debt schedule.

COLLATERALIZED BUSINESS LOAN:

Collateral can be defined as something that your business owns that can be secured or sold for hard cash. Your business will require something that the financial institution will accept as true collateral to reduce the risk of their investment in the long run. If you default on the loan the bank will seize and then liquidate the collateral to recoup some of their losses.

EQUIPMENT FINANCING:

Equipment Financing is a great option if you are looking for a tool, vehicle, etc. and you do not have the capital on hand to make the large purchase. No matter what your business is, or what kinds of equipment you require, as long as you have been established for 12 months, make $50,000 or more in annual revenue, and have a great credit score, equipment financing is ideal for you and your business.

MERCHANT CASH ADVANCE

A remarkably fast and easy way to access capital in as little as 24 hours; a merchant cash advance allows you to get your hands-on money, you can use now, by having a percentage of your bank deposits or credit card payments redirected to the lender. This can be done via daily payments or weekly payments, depending on the business. Do not wait days, or even weeks, by applying for a traditional loan when you can have the money you need immediately.

INVOICE FINANCING:

A unique way for businesses to borrow money against the amounts due from customers. Invoice financing helps businesses improve cash flow, pay employees, and supplies, and reinvest in operations and grow faster.

PURCHASE ORDER FINANCING:

Purchase order financing is a short-term commercial financing option that provides capital to pay supplies upfront for verified purchase orders. Businesses avoid depleting cash reserves or declining an order because of cash flow challenges.

BRIDGE LOAN:

A Bridge Loan is a sum of money lent to cover an interval between two transactions, typically going from this short-term transaction to a long-term transaction. Bridge loan’s also generally have pre-payment discounts, so you will not be penalized if you did want to pay this loan off early.